Eagle Rock Bank

BankRochester, Minnesota
www.eaglerock.bank

Total Assets

$272.2M

Total Deposits

$220.6M

Branches

3

Established

1996

TFS Health Grade

$
C

75.7 / 100

Average financial health

How we grade

Eagle Rock Bank is a bank headquartered in Rochester, Minnesota, established in 1996. With $272.2M in total assets and 3 branch locations, it has a TFS Financial Health Grade of C (75.7/100).

Capital & Safety

Tier 1 Capital Ratio
11.02%(8%)
Total Capital Ratio
13.66%(10%)
Non-Performing Loan Ratio
0.04%

Profitability

Return on Assets (ROA)
0.97%(1%)
Return on Equity (ROE)
9.64%(10%)
Net Interest Margin
3.79%
Efficiency Ratio
59.70%(60%)

Lending & Liquidity

Total Loans
$210.9M
Loan-to-Deposit Ratio
94.72%
Net Charge-Off Ratio
0.29%

Growth

Asset Growth (YoY)
+4.08%
Deposit Growth (YoY)
+8.43%
Net Income
$2.6M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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