United Bankers' Bank

BankRichfield, Minnesota
www.ubb.bank

Total Assets

$1.3B

Total Deposits

$662.7M

Branches

1

Established

1975

TFS Health Grade

$
D

66.9 / 100

Below average financial health

How we grade

United Bankers' Bank is a bank headquartered in Richfield, Minnesota, established in 1975. With $1.3B in total assets and 1 branch locations, it has a TFS Financial Health Grade of D (66.9/100).

Capital & Safety

Tier 1 Capital Ratio
13.27%(8%)
Total Capital Ratio
17.36%(10%)
Non-Performing Loan Ratio
0.29%

Profitability

Return on Assets (ROA)
0.58%(1%)
Return on Equity (ROE)
5.16%(10%)
Net Interest Margin
2.48%
Efficiency Ratio
76.66%(60%)

Lending & Liquidity

Total Loans
$793.5M
Loan-to-Deposit Ratio
117.73%
Net Charge-Off Ratio
0.15%

Growth

Asset Growth (YoY)
+4.50%
Deposit Growth (YoY)
-1.39%
Net Income
$7.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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