Farmers and Merchants State Bank of Pierz

BankPierz, Minnesota
www.fmpierz.com

Total Assets

$342.4M

Total Deposits

$314.1M

Branches

3

Established

1908

TFS Health Grade

$
D+

67.7 / 100

Below average financial health

How we grade

Farmers and Merchants State Bank of Pierz is a bank headquartered in Pierz, Minnesota, established in 1908. With $342.4M in total assets and 3 branch locations, it has a TFS Financial Health Grade of D+ (67.7/100).

Capital & Safety

Tier 1 Capital Ratio
9.93%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
1.39%

Profitability

Return on Assets (ROA)
1.38%(1%)
Return on Equity (ROE)
20.36%(10%)
Net Interest Margin
4.58%
Efficiency Ratio
57.42%(60%)

Lending & Liquidity

Total Loans
$213.8M
Loan-to-Deposit Ratio
67.09%
Net Charge-Off Ratio
-0.00%

Growth

Asset Growth (YoY)
+3.78%
Deposit Growth (YoY)
+2.55%
Net Income
$4.6M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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