My Kind of Bank, National Association

BankOttertail, Minnesota
www.mykindofbank.com

Total Assets

$417.6M

Total Deposits

$382.2M

Branches

5

Established

1903

TFS Health Grade

$
C-

72.5 / 100

Average financial health

How we grade

My Kind of Bank, National Association is a bank headquartered in Ottertail, Minnesota, established in 1903. With $417.6M in total assets and 5 branch locations, it has a TFS Financial Health Grade of C- (72.5/100).

Capital & Safety

Tier 1 Capital Ratio
8.78%(8%)
Total Capital Ratio
13.05%(10%)
Non-Performing Loan Ratio
0.73%

Profitability

Return on Assets (ROA)
1.12%(1%)
Return on Equity (ROE)
15.08%(10%)
Net Interest Margin
3.81%
Efficiency Ratio
68.05%(60%)

Lending & Liquidity

Total Loans
$298.0M
Loan-to-Deposit Ratio
77.15%
Net Charge-Off Ratio
0.23%

Growth

Asset Growth (YoY)
+10.31%
Deposit Growth (YoY)
+12.03%
Net Income
$4.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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