Platinum Bank

BankOakdale, Minnesota
www.platinumbankmn.com

Total Assets

$693.5M

Total Deposits

$557.6M

Branches

2

Established

2007

TFS Health Grade

$
D

64.7 / 100

Below average financial health

How we grade

Platinum Bank is a bank headquartered in Oakdale, Minnesota, established in 2007. With $693.5M in total assets and 2 branch locations, it has a TFS Financial Health Grade of D (64.7/100).

Capital & Safety

Tier 1 Capital Ratio
7.95%(8%)
Total Capital Ratio
12.10%(10%)
Non-Performing Loan Ratio
0.92%

Profitability

Return on Assets (ROA)
1.18%(1%)
Return on Equity (ROE)
14.67%(10%)
Net Interest Margin
3.97%
Efficiency Ratio
58.53%(60%)

Lending & Liquidity

Total Loans
$616.0M
Loan-to-Deposit Ratio
109.18%
Net Charge-Off Ratio
0.66%

Growth

Asset Growth (YoY)
+8.93%
Deposit Growth (YoY)
+3.96%
Net Income
$8.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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