Citizens State Bank Norwood Young America

BankNorwood Young America, Minnesota
www.citizensstatebanknya.com

Total Assets

$144.9M

Total Deposits

$129.8M

Branches

1

Established

1914

TFS Health Grade

$
D

66.3 / 100

Below average financial health

How we grade

Citizens State Bank Norwood Young America is a bank headquartered in Norwood Young America, Minnesota, established in 1914. With $144.9M in total assets and 1 branch locations, it has a TFS Financial Health Grade of D (66.3/100).

Capital & Safety

Tier 1 Capital Ratio
8.02%(8%)
Total Capital Ratio
16.68%(10%)
Non-Performing Loan Ratio
3.55%

Profitability

Return on Assets (ROA)
1.52%(1%)
Return on Equity (ROE)
15.78%(10%)
Net Interest Margin
3.97%
Efficiency Ratio
55.45%(60%)

Lending & Liquidity

Total Loans
$71.5M
Loan-to-Deposit Ratio
54.31%
Net Charge-Off Ratio
-0.08%

Growth

Asset Growth (YoY)
+8.46%
Deposit Growth (YoY)
+8.07%
Net Income
$2.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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