United Prairie Bank

BankMountain Lake, Minnesota
www.unitedprairiebank.com

Total Assets

$954.2M

Total Deposits

$815.2M

Branches

10

Established

1919

TFS Health Grade

$
C-

71.2 / 100

Average financial health

How we grade

United Prairie Bank is a bank headquartered in Mountain Lake, Minnesota, established in 1919. With $954.2M in total assets and 10 branch locations, it has a TFS Financial Health Grade of C- (71.2/100).

Capital & Safety

Tier 1 Capital Ratio
9.62%(8%)
Total Capital Ratio
11.17%(10%)
Non-Performing Loan Ratio
0.13%

Profitability

Return on Assets (ROA)
1.04%(1%)
Return on Equity (ROE)
10.84%(10%)
Net Interest Margin
3.65%
Efficiency Ratio
65.93%(60%)

Lending & Liquidity

Total Loans
$793.7M
Loan-to-Deposit Ratio
96.50%
Net Charge-Off Ratio
0.30%

Growth

Asset Growth (YoY)
+4.22%
Deposit Growth (YoY)
+5.13%
Net Income
$9.6M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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