The First National Bank of Le Center

BankLonsdale, Minnesota
www.fnblecenter.com

Total Assets

$178.3M

Total Deposits

$158.2M

Branches

2

Established

1903

TFS Health Grade

$
D+

67.0 / 100

Below average financial health

How we grade

The First National Bank of Le Center is a bank headquartered in Lonsdale, Minnesota, established in 1903. With $178.3M in total assets and 2 branch locations, it has a TFS Financial Health Grade of D+ (67.0/100).

Capital & Safety

Tier 1 Capital Ratio
8.45%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.32%

Profitability

Return on Assets (ROA)
1.12%(1%)
Return on Equity (ROE)
12.46%(10%)
Net Interest Margin
3.54%
Efficiency Ratio
65.01%(60%)

Lending & Liquidity

Total Loans
$128.4M
Loan-to-Deposit Ratio
80.45%
Net Charge-Off Ratio
0.11%

Growth

Asset Growth (YoY)
+13.61%
Deposit Growth (YoY)
+14.49%
Net Income
$1.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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