Lake Elmo Bank

BankLake Elmo, Minnesota
www.lakeelmobank.com

Total Assets

$531.4M

Total Deposits

$466.3M

Branches

9

Established

1911

TFS Health Grade

$
B

83.1 / 100

Good financial health

How we grade

Lake Elmo Bank is a bank headquartered in Lake Elmo, Minnesota, established in 1911. With $531.4M in total assets and 9 branch locations, it has a TFS Financial Health Grade of B (83.1/100).

Capital & Safety

Tier 1 Capital Ratio
11.25%(8%)
Total Capital Ratio
17.31%(10%)
Non-Performing Loan Ratio
0.06%

Profitability

Return on Assets (ROA)
1.84%(1%)
Return on Equity (ROE)
17.21%(10%)
Net Interest Margin
4.28%
Efficiency Ratio
55.19%(60%)

Lending & Liquidity

Total Loans
$410.0M
Loan-to-Deposit Ratio
86.77%
Net Charge-Off Ratio
0.07%

Growth

Asset Growth (YoY)
+3.02%
Deposit Growth (YoY)
+2.10%
Net Income
$9.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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