Harvest Bank

BankKimball, Minnesota
www.harvestbank.com

Total Assets

$234.9M

Total Deposits

$215.2M

Branches

4

Established

1901

TFS Health Grade

$
C-

71.7 / 100

Average financial health

How we grade

Harvest Bank is a bank headquartered in Kimball, Minnesota, established in 1901. With $234.9M in total assets and 4 branch locations, it has a TFS Financial Health Grade of C- (71.7/100).

Capital & Safety

Tier 1 Capital Ratio
8.81%(8%)
Total Capital Ratio
14.28%(10%)
Non-Performing Loan Ratio
1.39%

Profitability

Return on Assets (ROA)
1.11%(1%)
Return on Equity (ROE)
15.67%(10%)
Net Interest Margin
3.59%
Efficiency Ratio
64.00%(60%)

Lending & Liquidity

Total Loans
$158.8M
Loan-to-Deposit Ratio
72.82%
Net Charge-Off Ratio
0.12%

Growth

Asset Growth (YoY)
-0.13%
Deposit Growth (YoY)
-1.39%
Net Income
$2.6M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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