Woodlands National Bank

BankHinckley, Minnesota
www.woodlandsnationalbank.com

Total Assets

$312.2M

Total Deposits

$279.9M

Branches

7

Established

1908

TFS Health Grade

$
D-

62.4 / 100

Below average financial health

How we grade

Woodlands National Bank is a bank headquartered in Hinckley, Minnesota, established in 1908. With $312.2M in total assets and 7 branch locations, it has a TFS Financial Health Grade of D- (62.4/100).

Capital & Safety

Tier 1 Capital Ratio
11.02%(8%)
Total Capital Ratio
23.97%(10%)
Non-Performing Loan Ratio
1.65%

Profitability

Return on Assets (ROA)
0.65%(1%)
Return on Equity (ROE)
7.44%(10%)
Net Interest Margin
3.14%
Efficiency Ratio
74.16%(60%)

Lending & Liquidity

Total Loans
$124.1M
Loan-to-Deposit Ratio
43.61%
Net Charge-Off Ratio
0.15%

Growth

Asset Growth (YoY)
-1.27%
Deposit Growth (YoY)
-3.33%
Net Income
$2.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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