Farmers State Bank of Hamel

BankHamel, Minnesota
www.fsboh.com

Total Assets

$200.2M

Total Deposits

$179.1M

Branches

2

Established

1919

TFS Health Grade

$
D+

67.3 / 100

Below average financial health

How we grade

Farmers State Bank of Hamel is a bank headquartered in Hamel, Minnesota, established in 1919. With $200.2M in total assets and 2 branch locations, it has a TFS Financial Health Grade of D+ (67.3/100).

Capital & Safety

Tier 1 Capital Ratio
8.90%(8%)
Total Capital Ratio
23.80%(10%)
Non-Performing Loan Ratio
0.00%

Profitability

Return on Assets (ROA)
0.77%(1%)
Return on Equity (ROE)
15.79%(10%)
Net Interest Margin
2.42%
Efficiency Ratio
63.26%(60%)

Lending & Liquidity

Total Loans
$68.1M
Loan-to-Deposit Ratio
37.46%
Net Charge-Off Ratio
-0.01%

Growth

Asset Growth (YoY)
+2.97%
Deposit Growth (YoY)
-0.37%
Net Income
$1.6M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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