Grand Rapids State Bank

BankGrand Rapids, Minnesota
http://www.grsb.bank

Total Assets

$252.8M

Total Deposits

$227.2M

Branches

2

Established

1914

TFS Health Grade

$
F

57.5 / 100

Poor financial health

How we grade

Grand Rapids State Bank is a bank headquartered in Grand Rapids, Minnesota, established in 1914. With $252.8M in total assets and 2 branch locations, it has a TFS Financial Health Grade of F (57.5/100).

Capital & Safety

Tier 1 Capital Ratio
9.45%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.09%

Profitability

Return on Assets (ROA)
0.50%(1%)
Return on Equity (ROE)
5.46%(10%)
Net Interest Margin
5.44%
Efficiency Ratio
68.38%(60%)

Lending & Liquidity

Total Loans
$144.6M
Loan-to-Deposit Ratio
63.25%
Net Charge-Off Ratio
2.05%

Growth

Asset Growth (YoY)
+6.21%
Deposit Growth (YoY)
+6.63%
Net Income
$1.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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