Commerce Bank

BankGeneva, Minnesota
http://www.cbmn.bank

Total Assets

$229.8M

Total Deposits

$165.1M

Branches

2

Established

1915

TFS Health Grade

$
D

64.6 / 100

Below average financial health

How we grade

Commerce Bank is a bank headquartered in Geneva, Minnesota, established in 1915. With $229.8M in total assets and 2 branch locations, it has a TFS Financial Health Grade of D (64.6/100).

Capital & Safety

Tier 1 Capital Ratio
12.89%(8%)
Total Capital Ratio
17.22%(10%)
Non-Performing Loan Ratio
0.80%

Profitability

Return on Assets (ROA)
1.02%(1%)
Return on Equity (ROE)
8.98%(10%)
Net Interest Margin
2.80%
Efficiency Ratio
56.15%(60%)

Lending & Liquidity

Total Loans
$196.1M
Loan-to-Deposit Ratio
116.77%
Net Charge-Off Ratio
-0.01%

Growth

Asset Growth (YoY)
-7.76%
Deposit Growth (YoY)
-3.31%
Net Income
$2.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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