Freeport State Bank

BankFreeport, Minnesota
www.freeportstatebank.com

Total Assets

$169.0M

Total Deposits

$152.1M

Branches

3

Established

1908

TFS Health Grade

$
C

74.5 / 100

Average financial health

How we grade

Freeport State Bank is a bank headquartered in Freeport, Minnesota, established in 1908. With $169.0M in total assets and 3 branch locations, it has a TFS Financial Health Grade of C (74.5/100).

Capital & Safety

Tier 1 Capital Ratio
9.99%(8%)
Total Capital Ratio
15.90%(10%)
Non-Performing Loan Ratio
0.00%

Profitability

Return on Assets (ROA)
0.97%(1%)
Return on Equity (ROE)
10.79%(10%)
Net Interest Margin
4.19%
Efficiency Ratio
68.21%(60%)

Lending & Liquidity

Total Loans
$110.9M
Loan-to-Deposit Ratio
72.26%
Net Charge-Off Ratio
-0.01%

Growth

Asset Growth (YoY)
+1.52%
Deposit Growth (YoY)
+0.60%
Net Income
$1.6M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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