The State Bank of Faribault

BankFaribault, Minnesota
www.tsbf.com

Total Assets

$316.2M

Total Deposits

$285.1M

Branches

3

Established

1919

TFS Health Grade

$
D+

67.0 / 100

Below average financial health

How we grade

The State Bank of Faribault is a bank headquartered in Faribault, Minnesota, established in 1919. With $316.2M in total assets and 3 branch locations, it has a TFS Financial Health Grade of D+ (67.0/100).

Capital & Safety

Tier 1 Capital Ratio
8.96%(8%)
Total Capital Ratio
13.72%(10%)
Non-Performing Loan Ratio
0.75%

Profitability

Return on Assets (ROA)
0.72%(1%)
Return on Equity (ROE)
11.93%(10%)
Net Interest Margin
3.77%
Efficiency Ratio
81.09%(60%)

Lending & Liquidity

Total Loans
$177.8M
Loan-to-Deposit Ratio
61.22%
Net Charge-Off Ratio
0.05%

Growth

Asset Growth (YoY)
+2.63%
Deposit Growth (YoY)
-0.96%
Net Income
$2.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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