Reliance Bank

BankFaribault, Minnesota
https://www.reliancebankmn.com

Total Assets

$324.6M

Total Deposits

$273.8M

Branches

1

Established

2007

TFS Health Grade

$
D

63.5 / 100

Below average financial health

How we grade

Reliance Bank is a bank headquartered in Faribault, Minnesota, established in 2007. With $324.6M in total assets and 1 branch locations, it has a TFS Financial Health Grade of D (63.5/100).

Capital & Safety

Tier 1 Capital Ratio
8.74%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.27%

Profitability

Return on Assets (ROA)
0.72%(1%)
Return on Equity (ROE)
8.66%(10%)
Net Interest Margin
3.81%
Efficiency Ratio
71.86%(60%)

Lending & Liquidity

Total Loans
$247.3M
Loan-to-Deposit Ratio
89.22%
Net Charge-Off Ratio
0.80%

Growth

Asset Growth (YoY)
+10.20%
Deposit Growth (YoY)
+13.29%
Net Income
$2.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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