Midwest Bank

BankDetroit Lakes, Minnesota
www.midwestbank.net

Total Assets

$892.8M

Total Deposits

$752.5M

Branches

7

Established

1917

TFS Health Grade

$
C-

70.8 / 100

Average financial health

How we grade

Midwest Bank is a bank headquartered in Detroit Lakes, Minnesota, established in 1917. With $892.8M in total assets and 7 branch locations, it has a TFS Financial Health Grade of C- (70.8/100).

Capital & Safety

Tier 1 Capital Ratio
10.25%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.02%

Profitability

Return on Assets (ROA)
2.17%(1%)
Return on Equity (ROE)
21.53%(10%)
Net Interest Margin
4.19%
Efficiency Ratio
47.54%(60%)

Lending & Liquidity

Total Loans
$799.1M
Loan-to-Deposit Ratio
105.28%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+9.87%
Deposit Growth (YoY)
+6.64%
Net Income
$18.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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