Citizens Alliance Bank

BankClara City, Minnesota
www.citizensalliancebank.com

Total Assets

$1.5B

Total Deposits

$1.3B

Branches

17

Established

1902

TFS Health Grade

$
C-

71.4 / 100

Average financial health

How we grade

Citizens Alliance Bank is a bank headquartered in Clara City, Minnesota, established in 1902. With $1.5B in total assets and 17 branch locations, it has a TFS Financial Health Grade of C- (71.4/100).

Capital & Safety

Tier 1 Capital Ratio
9.92%(8%)
Total Capital Ratio
14.05%(10%)
Non-Performing Loan Ratio
0.11%

Profitability

Return on Assets (ROA)
0.96%(1%)
Return on Equity (ROE)
10.61%(10%)
Net Interest Margin
3.64%
Efficiency Ratio
63.86%(60%)

Lending & Liquidity

Total Loans
$991.3M
Loan-to-Deposit Ratio
76.74%
Net Charge-Off Ratio
0.01%

Growth

Asset Growth (YoY)
-3.64%
Deposit Growth (YoY)
-4.79%
Net Income
$14.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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