Security Bank Minnesota

BankAlbert Lea, Minnesota
http://www.securitybankmn.com

Total Assets

$148.2M

Total Deposits

$124.7M

Branches

3

Established

1906

TFS Health Grade

$
D+

68.0 / 100

Below average financial health

How we grade

Security Bank Minnesota is a bank headquartered in Albert Lea, Minnesota, established in 1906. With $148.2M in total assets and 3 branch locations, it has a TFS Financial Health Grade of D+ (68.0/100).

Capital & Safety

Tier 1 Capital Ratio
10.06%(8%)
Total Capital Ratio
14.44%(10%)
Non-Performing Loan Ratio
1.85%

Profitability

Return on Assets (ROA)
0.72%(1%)
Return on Equity (ROE)
7.23%(10%)
Net Interest Margin
4.56%
Efficiency Ratio
69.85%(60%)

Lending & Liquidity

Total Loans
$108.4M
Loan-to-Deposit Ratio
85.89%
Net Charge-Off Ratio
0.77%

Growth

Asset Growth (YoY)
+2.34%
Deposit Growth (YoY)
+1.38%
Net Income
$1.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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