Machias Savings Bank

BankMachias, Maine
www.MachiasSavings.com

Total Assets

$2.7B

Total Deposits

$2.3B

Branches

16

Established

1869

TFS Health Grade

$
C

74.7 / 100

Average financial health

How we grade

Machias Savings Bank is a bank headquartered in Machias, Maine, established in 1869. With $2.7B in total assets and 16 branch locations, it has a TFS Financial Health Grade of C (74.7/100).

Capital & Safety

Tier 1 Capital Ratio
11.51%(8%)
Total Capital Ratio
14.99%(10%)
Non-Performing Loan Ratio
0.42%

Profitability

Return on Assets (ROA)
0.89%(1%)
Return on Equity (ROE)
8.49%(10%)
Net Interest Margin
3.38%
Efficiency Ratio
71.11%(60%)

Lending & Liquidity

Total Loans
$2.2B
Loan-to-Deposit Ratio
92.36%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+4.10%
Deposit Growth (YoY)
+1.00%
Net Income
$23.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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