Franklin Savings Bank

BankFarmington, Maine
www.franklinsavings.bank

Total Assets

$775.8M

Total Deposits

$610.5M

Branches

8

Established

1868

TFS Health Grade

$
C

73.2 / 100

Average financial health

How we grade

Franklin Savings Bank is a bank headquartered in Farmington, Maine, established in 1868. With $775.8M in total assets and 8 branch locations, it has a TFS Financial Health Grade of C (73.2/100).

Capital & Safety

Tier 1 Capital Ratio
18.63%(8%)
Total Capital Ratio
22.76%(10%)
Non-Performing Loan Ratio
1.57%

Profitability

Return on Assets (ROA)
0.72%(1%)
Return on Equity (ROE)
4.12%(10%)
Net Interest Margin
4.09%
Efficiency Ratio
73.60%(60%)

Lending & Liquidity

Total Loans
$663.5M
Loan-to-Deposit Ratio
107.86%
Net Charge-Off Ratio
0.11%

Growth

Asset Growth (YoY)
+6.87%
Deposit Growth (YoY)
+11.80%
Net Income
$5.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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