Cape & Coast Bank

BankYarmouth Port, Massachusetts
www.capeandcoastbank.com

Total Assets

$1.7B

Total Deposits

$1.3B

Branches

11

Established

1921

TFS Health Grade

$
F

56.4 / 100

Poor financial health

How we grade

Cape & Coast Bank is a bank headquartered in Yarmouth Port, Massachusetts, established in 1921. With $1.7B in total assets and 11 branch locations, it has a TFS Financial Health Grade of F (56.4/100).

Capital & Safety

Tier 1 Capital Ratio
9.53%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
1.07%

Profitability

Return on Assets (ROA)
0.47%(1%)
Return on Equity (ROE)
5.07%(10%)
Net Interest Margin
2.80%
Efficiency Ratio
79.84%(60%)

Lending & Liquidity

Total Loans
$1.5B
Loan-to-Deposit Ratio
108.26%
Net Charge-Off Ratio
0.01%

Growth

Asset Growth (YoY)
+3.05%
Deposit Growth (YoY)
-1.82%
Net Income
$7.8M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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