UniBank for Savings

BankWhitinsville, Massachusetts
www.unibank.com

Total Assets

$2.7B

Total Deposits

$2.1B

Branches

15

Established

1870

TFS Health Grade

$
C-

70.2 / 100

Average financial health

How we grade

UniBank for Savings is a bank headquartered in Whitinsville, Massachusetts, established in 1870. With $2.7B in total assets and 15 branch locations, it has a TFS Financial Health Grade of C- (70.2/100).

Capital & Safety

Tier 1 Capital Ratio
9.06%(8%)
Total Capital Ratio
14.64%(10%)
Non-Performing Loan Ratio
0.75%

Profitability

Return on Assets (ROA)
0.81%(1%)
Return on Equity (ROE)
10.81%(10%)
Net Interest Margin
2.95%
Efficiency Ratio
62.93%(60%)

Lending & Liquidity

Total Loans
$2.1B
Loan-to-Deposit Ratio
97.97%
Net Charge-Off Ratio
0.09%

Growth

Asset Growth (YoY)
+6.35%
Deposit Growth (YoY)
+1.00%
Net Income
$22.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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