What is Westfield Bank's financial health grade?

Westfield Bank has a TFS Financial Health Grade of C- (score: 71.5/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Westfield Bank have?

Westfield Bank has 27 branch locations across the United States.

Is Westfield Bank FDIC insured?

Yes, Westfield Bank is FDIC insured (Certificate #90300).

What are the total assets of Westfield Bank?

Westfield Bank has total assets of $2.7B as reported in its most recent FDIC filing.

Westfield Bank

BankWestfield, Massachusetts

www.westfieldbank.com

Total Assets

$2.7B

Total Deposits

$2.4B

Branches

Established

1853

TFS Health Grade

C-

71.5 / 100

Average financial health

How we grade

Westfield Bank is a bank headquartered in Westfield, Massachusetts, established in 1853. With $2.7B in total assets and 27 branch locations, it has a TFS Financial Health Grade of C- (71.5/100).

Capital & Safety

Tier 1 Capital Ratio

9.32%(8%)

Total Capital Ratio

13.48%(10%)

Non-Performing Loan Ratio

0.23%

Profitability

Return on Assets (ROA)

0.66%(1%)

Return on Equity (ROE)

7.30%(10%)

Net Interest Margin

2.83%

Efficiency Ratio

71.73%(60%)

Lending & Liquidity

Total Loans

$2.2B

Loan-to-Deposit Ratio

91.55%

Net Charge-Off Ratio

-0.02%

Growth

Asset Growth (YoY)

+3.14%

Deposit Growth (YoY)

+4.33%

Net Income

$18.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Westfield BankHQ	141 Elm St	Westfield	MA	11
Westfield Bank	377 Cottage Grove Rd	Bloomfield	CT	11
Westfield Bank	47 Palomba Dr	Enfield	CT	11
Westfield Bank	10 Hartford Ave	Granby	CT	11
Westfield Bank	977 Farmington Ave	West Hartford	CT	11
Westfield Bank	655 Main St	Agawam	MA	11
Westfield Bank	70 Center St	Chicopee	MA	11
Westfield Bank	599 Memorial Dr	Chicopee	MA	11
Westfield Bank	569 East St	Chicopee	MA	11
Westfield Bank	241 Burnett Rd	Chicopee	MA	11
Westfield Bank	382 N Main St	East Longmeadow	MA	11
Westfield Bank	241 S Westfield St	Feeding Hills	MA	11
Westfield Bank	1650 Northampton St	Holyoke	MA	11
Westfield Bank	14 Russell Rd	Huntington	MA	11
Westfield Bank	477 Center St	Ludlow	MA	11
Westfield Bank	32 Willimansett St	South Hadley	MA	11
Westfield Bank	462 College Hwy	Southwick	MA	11
Westfield Bank	1342 Liberty St	Springfield	MA	11
Westfield Bank	1500 Main Street	Springfield	MA	11
Westfield Bank	350 Palmer Rd	Ware	MA	11
Westfield Bank	26 Arnold St	Westfield	MA	11
Westfield Bank	560 E Main St	Westfield	MA	11
Westfield Bank	141 Elm St	Westfield	MA	13
Westfield Bank	300 Southampton Rd	Westfield	MA	11
Westfield Bank	1305 Memorial Ave	West Springfield	MA	29
Westfield Bank	206 Park St	West Springfield	MA	11
Westfield Bank	39 Morgan Rd	West Springfield	MA	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.