Country Bank for Savings

BankWare, Massachusetts
www.countrybank.com

Total Assets

$2.2B

Total Deposits

$1.7B

Branches

15

Established

1850

TFS Health Grade

$
D

64.8 / 100

Below average financial health

How we grade

Country Bank for Savings is a bank headquartered in Ware, Massachusetts, established in 1850. With $2.2B in total assets and 15 branch locations, it has a TFS Financial Health Grade of D (64.8/100).

Capital & Safety

Tier 1 Capital Ratio
14.77%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
1.19%

Profitability

Return on Assets (ROA)
0.60%(1%)
Return on Equity (ROE)
4.24%(10%)
Net Interest Margin
3.20%
Efficiency Ratio
74.07%(60%)

Lending & Liquidity

Total Loans
$1.7B
Loan-to-Deposit Ratio
102.39%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+11.15%
Deposit Growth (YoY)
+15.20%
Net Income
$12.8M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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