StonehamBank, A Co-operative Bank

BankStoneham, Massachusetts
stonehambank.com

Total Assets

$882.8M

Total Deposits

$715.1M

Branches

2

Established

1887

TFS Health Grade

$
D+

68.5 / 100

Below average financial health

How we grade

StonehamBank, A Co-operative Bank is a bank headquartered in Stoneham, Massachusetts, established in 1887. With $882.8M in total assets and 2 branch locations, it has a TFS Financial Health Grade of D+ (68.5/100).

Capital & Safety

Tier 1 Capital Ratio
9.03%(8%)
Total Capital Ratio
13.55%(10%)
Non-Performing Loan Ratio
0.02%

Profitability

Return on Assets (ROA)
0.37%(1%)
Return on Equity (ROE)
4.87%(10%)
Net Interest Margin
2.72%
Efficiency Ratio
78.92%(60%)

Lending & Liquidity

Total Loans
$712.6M
Loan-to-Deposit Ratio
98.69%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+7.00%
Deposit Growth (YoY)
-0.41%
Net Income
$3.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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