New Valley Bank & Trust

BankSpringfield, Massachusetts
www.banknewvalley.com

Total Assets

$339.0M

Total Deposits

$274.8M

Branches

3

Established

2019

TFS Health Grade

$
F

55.1 / 100

Poor financial health

How we grade

New Valley Bank & Trust is a bank headquartered in Springfield, Massachusetts, established in 2019. With $339.0M in total assets and 3 branch locations, it has a TFS Financial Health Grade of F (55.1/100).

Capital & Safety

Tier 1 Capital Ratio
8.29%(8%)
Total Capital Ratio
11.68%(10%)
Non-Performing Loan Ratio
3.08%

Profitability

Return on Assets (ROA)
-0.02%(1%)
Return on Equity (ROE)
-0.20%(10%)
Net Interest Margin
3.35%
Efficiency Ratio
84.87%(60%)

Lending & Liquidity

Total Loans
$262.2M
Loan-to-Deposit Ratio
93.67%
Net Charge-Off Ratio
1.23%

Growth

Asset Growth (YoY)
+4.27%
Deposit Growth (YoY)
+1.08%
Net Income
$-53,000

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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