Seamen's Bank

BankProvincetown, Massachusetts
seamensbank.com

Total Assets

$467.8M

Total Deposits

$409.6M

Branches

5

Established

1851

TFS Health Grade

$
D

66.3 / 100

Below average financial health

How we grade

Seamen's Bank is a bank headquartered in Provincetown, Massachusetts, established in 1851. With $467.8M in total assets and 5 branch locations, it has a TFS Financial Health Grade of D (66.3/100).

Capital & Safety

Tier 1 Capital Ratio
11.89%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.38%

Profitability

Return on Assets (ROA)
0.52%(1%)
Return on Equity (ROE)
4.42%(10%)
Net Interest Margin
3.70%
Efficiency Ratio
81.80%(60%)

Lending & Liquidity

Total Loans
$364.3M
Loan-to-Deposit Ratio
88.43%
Net Charge-Off Ratio
0.01%

Growth

Asset Growth (YoY)
-0.01%
Deposit Growth (YoY)
-0.92%
Net Income
$2.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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