OneLocal Bank

BankNorwood, Massachusetts
https://www.onelocalbank.com/

Total Assets

$1.0B

Total Deposits

$831.0M

Branches

4

Established

1889

TFS Health Grade

$
D

66.8 / 100

Below average financial health

How we grade

OneLocal Bank is a bank headquartered in Norwood, Massachusetts, established in 1889. With $1.0B in total assets and 4 branch locations, it has a TFS Financial Health Grade of D (66.8/100).

Capital & Safety

Tier 1 Capital Ratio
13.49%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.08%

Profitability

Return on Assets (ROA)
0.92%(1%)
Return on Equity (ROE)
6.83%(10%)
Net Interest Margin
3.44%
Efficiency Ratio
60.04%(60%)

Lending & Liquidity

Total Loans
$889.4M
Loan-to-Deposit Ratio
106.05%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+6.78%
Deposit Growth (YoY)
+4.73%
Net Income
$9.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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