MountainOne Bank

BankNorth Adams, Massachusetts
www.mountainone.com

Total Assets

$1.1B

Total Deposits

$780.5M

Branches

6

Established

1848

TFS Health Grade

$
C+

79.3 / 100

Average financial health

How we grade

MountainOne Bank is a bank headquartered in North Adams, Massachusetts, established in 1848. With $1.1B in total assets and 6 branch locations, it has a TFS Financial Health Grade of C+ (79.3/100).

Capital & Safety

Tier 1 Capital Ratio
14.63%(8%)
Total Capital Ratio
17.68%(10%)
Non-Performing Loan Ratio
0.28%

Profitability

Return on Assets (ROA)
1.17%(1%)
Return on Equity (ROE)
7.51%(10%)
Net Interest Margin
3.74%
Efficiency Ratio
68.76%(60%)

Lending & Liquidity

Total Loans
$794.7M
Loan-to-Deposit Ratio
100.76%
Net Charge-Off Ratio
0.10%

Growth

Asset Growth (YoY)
+6.81%
Deposit Growth (YoY)
+2.73%
Net Income
$11.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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