What is The Village Bank's financial health grade?

The Village Bank has a TFS Financial Health Grade of C- (score: 71.3/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does The Village Bank have?

The Village Bank has 11 branch locations across the United States.

Is The Village Bank FDIC insured?

Yes, The Village Bank is FDIC insured (Certificate #26336).

What are the total assets of The Village Bank?

The Village Bank has total assets of $2.0B as reported in its most recent FDIC filing.

The Village Bank

BankNewton, Massachusetts

www.village-bank.com

Total Assets

$2.0B

Total Deposits

$1.8B

Branches

Established

1910

TFS Health Grade

C-

71.3 / 100

Average financial health

How we grade

The Village Bank is a bank headquartered in Newton, Massachusetts, established in 1910. With $2.0B in total assets and 11 branch locations, it has a TFS Financial Health Grade of C- (71.3/100).

Capital & Safety

Tier 1 Capital Ratio

9.25%(8%)

Total Capital Ratio

15.41%(10%)

Non-Performing Loan Ratio

0.31%

Profitability

Return on Assets (ROA)

0.45%(1%)

Return on Equity (ROE)

5.64%(10%)

Net Interest Margin

2.22%

Efficiency Ratio

75.25%(60%)

Lending & Liquidity

Total Loans

$1.7B

Loan-to-Deposit Ratio

91.90%

Net Charge-Off Ratio

0.00%

Growth

Asset Growth (YoY)

+3.00%

Deposit Growth (YoY)

+6.26%

Net Income

$9.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
The Village BankHQ	320 Needham St	Newton	MA	11
The Village Bank	120 Seminary Ave	Auburndale	MA	11
The Village Bank	411 Watertown St	Newton	MA	11
The Village Bank	320 Needham St	Newton	MA	24
The Village Bank	720 Beacon St	Newton Center	MA	11
The Village Bank	56 Winchester St	Newton Highlands	MA	11
The Village Bank	332 Walnut St	Newtonville	MA	11
The Village Bank	89 Wyman St	Waban	MA	11
The Village Bank	251 Moody Street	Waltham	MA	11
The Village Bank	62 Boston Post Rd	Wayland	MA	11
The Village Bank	1365 Washington St	West Newton	MA	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.