Institution for Savings in Newburyport and Its Vicinity

BankNewburyport, Massachusetts
www.institutionforsavings.com

Total Assets

$5.4B

Total Deposits

$3.2B

Branches

13

Established

1820

TFS Health Grade

$
D-

60.9 / 100

Below average financial health

How we grade

Institution for Savings in Newburyport and Its Vicinity is a bank headquartered in Newburyport, Massachusetts, established in 1820. With $5.4B in total assets and 13 branch locations, it has a TFS Financial Health Grade of D- (60.9/100).

Capital & Safety

Tier 1 Capital Ratio
12.29%(8%)
Total Capital Ratio
16.19%(10%)
Non-Performing Loan Ratio
0.02%

Profitability

Return on Assets (ROA)
0.91%(1%)
Return on Equity (ROE)
7.65%(10%)
Net Interest Margin
1.17%
Efficiency Ratio
85.06%(60%)

Lending & Liquidity

Total Loans
$4.2B
Loan-to-Deposit Ratio
131.68%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+0.56%
Deposit Growth (YoY)
-5.35%
Net Income
$48.6M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Other banks in Massachusetts