Needham Bank

BankNeedham, Massachusetts
www.needhambank.com

Total Assets

$6.9B

Total Deposits

$5.9B

Branches

19

Established

1892

TFS Health Grade

$
D

64.7 / 100

Below average financial health

How we grade

Needham Bank is a bank headquartered in Needham, Massachusetts, established in 1892. With $6.9B in total assets and 19 branch locations, it has a TFS Financial Health Grade of D (64.7/100).

Capital & Safety

Tier 1 Capital Ratio
12.18%(8%)
Total Capital Ratio
12.81%(10%)
Non-Performing Loan Ratio
0.72%

Profitability

Return on Assets (ROA)
0.90%(1%)
Return on Equity (ROE)
7.53%(10%)
Net Interest Margin
3.67%
Efficiency Ratio
63.45%(60%)

Lending & Liquidity

Total Loans
$6.1B
Loan-to-Deposit Ratio
101.84%
Net Charge-Off Ratio
0.13%

Growth

Asset Growth (YoY)
+38.37%
Deposit Growth (YoY)
+40.09%
Net Income
$49.6M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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