Middlesex Savings Bank

BankNatick, Massachusetts
www.middlesexbank.com

Total Assets

$6.2B

Total Deposits

$5.2B

Branches

35

Established

1835

TFS Health Grade

$
C

74.5 / 100

Average financial health

How we grade

Middlesex Savings Bank is a bank headquartered in Natick, Massachusetts, established in 1835. With $6.2B in total assets and 35 branch locations, it has a TFS Financial Health Grade of C (74.5/100).

Capital & Safety

Tier 1 Capital Ratio
13.06%(8%)
Total Capital Ratio
18.69%(10%)
Non-Performing Loan Ratio
0.20%

Profitability

Return on Assets (ROA)
0.54%(1%)
Return on Equity (ROE)
4.47%(10%)
Net Interest Margin
2.36%
Efficiency Ratio
74.47%(60%)

Lending & Liquidity

Total Loans
$3.7B
Loan-to-Deposit Ratio
69.44%
Net Charge-Off Ratio
0.02%

Growth

Asset Growth (YoY)
+1.32%
Deposit Growth (YoY)
-0.08%
Net Income
$33.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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