Monson Savings Bank

BankMonson, Massachusetts
www.monsonsavings.bank

Total Assets

$753.7M

Total Deposits

$652.1M

Branches

6

Established

1872

TFS Health Grade

$
D

66.8 / 100

Below average financial health

How we grade

Monson Savings Bank is a bank headquartered in Monson, Massachusetts, established in 1872. With $753.7M in total assets and 6 branch locations, it has a TFS Financial Health Grade of D (66.8/100).

Capital & Safety

Tier 1 Capital Ratio
9.93%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.08%

Profitability

Return on Assets (ROA)
0.85%(1%)
Return on Equity (ROE)
9.39%(10%)
Net Interest Margin
3.36%
Efficiency Ratio
67.86%(60%)

Lending & Liquidity

Total Loans
$627.3M
Loan-to-Deposit Ratio
95.54%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+5.27%
Deposit Growth (YoY)
+1.80%
Net Income
$6.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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