Millbury National Bank

BankMillbury, Massachusetts
www.mnbonline.com

Total Assets

$139.4M

Total Deposits

$112.5M

Branches

1

Established

1933

TFS Health Grade

$
D+

68.8 / 100

Below average financial health

How we grade

Millbury National Bank is a bank headquartered in Millbury, Massachusetts, established in 1933. With $139.4M in total assets and 1 branch locations, it has a TFS Financial Health Grade of D+ (68.8/100).

Capital & Safety

Tier 1 Capital Ratio
9.22%(8%)
Total Capital Ratio
14.24%(10%)
Non-Performing Loan Ratio
2.60%

Profitability

Return on Assets (ROA)
0.70%(1%)
Return on Equity (ROE)
7.88%(10%)
Net Interest Margin
4.61%
Efficiency Ratio
77.12%(60%)

Lending & Liquidity

Total Loans
$107.7M
Loan-to-Deposit Ratio
95.20%
Net Charge-Off Ratio
0.01%

Growth

Asset Growth (YoY)
+4.90%
Deposit Growth (YoY)
+6.03%
Net Income
$955.0K

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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