Milford Federal Bank

BankMilford, Massachusetts
www.milfordfederal.com

Total Assets

$541.2M

Total Deposits

$432.8M

Branches

4

Established

1937

TFS Health Grade

$
F

58.9 / 100

Poor financial health

How we grade

Milford Federal Bank is a bank headquartered in Milford, Massachusetts, established in 1937. With $541.2M in total assets and 4 branch locations, it has a TFS Financial Health Grade of F (58.9/100).

Capital & Safety

Tier 1 Capital Ratio
11.05%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.40%

Profitability

Return on Assets (ROA)
0.33%(1%)
Return on Equity (ROE)
3.00%(10%)
Net Interest Margin
2.54%
Efficiency Ratio
84.68%(60%)

Lending & Liquidity

Total Loans
$466.1M
Loan-to-Deposit Ratio
107.22%
Net Charge-Off Ratio
0.01%

Growth

Asset Growth (YoY)
+3.24%
Deposit Growth (YoY)
+9.58%
Net Income
$1.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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