Commonwealth Co-operative Bank

BankHyde Park, Massachusetts
www.commonwealthcoop.com

Total Assets

$205.3M

Total Deposits

$135.0M

Branches

3

Established

1886

TFS Health Grade

$
D-

62.3 / 100

Below average financial health

How we grade

Commonwealth Co-operative Bank is a bank headquartered in Hyde Park, Massachusetts, established in 1886. With $205.3M in total assets and 3 branch locations, it has a TFS Financial Health Grade of D- (62.3/100).

Capital & Safety

Tier 1 Capital Ratio
16.44%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.56%

Profitability

Return on Assets (ROA)
0.26%(1%)
Return on Equity (ROE)
2.00%(10%)
Net Interest Margin
2.77%
Efficiency Ratio
84.22%(60%)

Lending & Liquidity

Total Loans
$133.4M
Loan-to-Deposit Ratio
98.16%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
-4.34%
Deposit Growth (YoY)
-2.94%
Net Income
$541.0K

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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