The Cape Cod Five Cents Savings Bank

BankHyannis, Massachusetts
www.capecodfive.com

Total Assets

$5.6B

Total Deposits

$4.5B

Branches

23

Established

1855

TFS Health Grade

$
C-

71.5 / 100

Average financial health

How we grade

The Cape Cod Five Cents Savings Bank is a bank headquartered in Hyannis, Massachusetts, established in 1855. With $5.6B in total assets and 23 branch locations, it has a TFS Financial Health Grade of C- (71.5/100).

Capital & Safety

Tier 1 Capital Ratio
10.57%(8%)
Total Capital Ratio
18.24%(10%)
Non-Performing Loan Ratio
0.40%

Profitability

Return on Assets (ROA)
0.70%(1%)
Return on Equity (ROE)
7.08%(10%)
Net Interest Margin
2.73%
Efficiency Ratio
71.45%(60%)

Lending & Liquidity

Total Loans
$4.5B
Loan-to-Deposit Ratio
100.74%
Net Charge-Off Ratio
0.01%

Growth

Asset Growth (YoY)
-1.88%
Deposit Growth (YoY)
+0.74%
Net Income
$39.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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