PeoplesBank

BankHolyoke, Massachusetts
www.bankatpeoples.com

Total Assets

$4.5B

Total Deposits

$3.6B

Branches

20

Established

1885

TFS Health Grade

$
D+

68.6 / 100

Below average financial health

How we grade

PeoplesBank is a bank headquartered in Holyoke, Massachusetts, established in 1885. With $4.5B in total assets and 20 branch locations, it has a TFS Financial Health Grade of D+ (68.6/100).

Capital & Safety

Tier 1 Capital Ratio
9.46%(8%)
Total Capital Ratio
12.76%(10%)
Non-Performing Loan Ratio
0.63%

Profitability

Return on Assets (ROA)
0.55%(1%)
Return on Equity (ROE)
6.23%(10%)
Net Interest Margin
2.77%
Efficiency Ratio
69.30%(60%)

Lending & Liquidity

Total Loans
$3.5B
Loan-to-Deposit Ratio
96.60%
Net Charge-Off Ratio
0.21%

Growth

Asset Growth (YoY)
+3.84%
Deposit Growth (YoY)
+7.43%
Net Income
$23.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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