What is Greenfield Co-operative Bank's financial health grade?

Greenfield Co-operative Bank has a TFS Financial Health Grade of D (score: 65.3/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Greenfield Co-operative Bank have?

Greenfield Co-operative Bank has 10 branch locations across the United States.

Is Greenfield Co-operative Bank FDIC insured?

Yes, Greenfield Co-operative Bank is FDIC insured (Certificate #26397).

What are the total assets of Greenfield Co-operative Bank?

Greenfield Co-operative Bank has total assets of $845.8M as reported in its most recent FDIC filing.

Greenfield Co-operative Bank

BankGreenfield, Massachusetts

www.greenfieldcoopbank.com

Total Assets

$845.8M

Total Deposits

$744.0M

Branches

Established

1905

TFS Health Grade

65.3 / 100

Below average financial health

How we grade

Greenfield Co-operative Bank is a bank headquartered in Greenfield, Massachusetts, established in 1905. With $845.8M in total assets and 10 branch locations, it has a TFS Financial Health Grade of D (65.3/100).

Capital & Safety

Tier 1 Capital Ratio

12.59%(8%)

Total Capital Ratio

0.00%(10%)

Non-Performing Loan Ratio

0.91%

Profitability

Return on Assets (ROA)

0.63%(1%)

Return on Equity (ROE)

5.60%(10%)

Net Interest Margin

3.15%

Efficiency Ratio

75.73%(60%)

Lending & Liquidity

Total Loans

$528.1M

Loan-to-Deposit Ratio

70.30%

Net Charge-Off Ratio

0.00%

Growth

Asset Growth (YoY)

+7.60%

Deposit Growth (YoY)

+7.23%

Net Income

$5.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Greenfield Co-operative BankHQ	63 Federal St	Greenfield	MA	11
Greenfield Co-operative Bank	390 College St	Amherst	MA	11
Greenfield Co-operative Bank	6 Main St	Florence	MA	11
Greenfield Co-operative Bank	277 Federal St	Greenfield	MA	11
Greenfield Co-operative Bank	67 King St	Northampton	MA	11
Greenfield Co-operative Bank	144 Main St	Northfield	MA	11
Greenfield Co-operative Bank	33-37 Bridge Road	Shelburne Falls	MA	11
Greenfield Co-operative Bank	487 Newton St	South Hadley	MA	11
Greenfield Co-operative Bank	18 Amherst Rd	Sunderland	MA	11
Greenfield Co-operative Bank	176 Avenue A	Turners Falls	MA	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.