Cape Ann Savings Bank

BankGloucester, Massachusetts
capeannsavings.bank

Total Assets

$1.0B

Total Deposits

$782.7M

Branches

4

Established

1846

TFS Health Grade

$
B-

80.5 / 100

Good financial health

How we grade

Cape Ann Savings Bank is a bank headquartered in Gloucester, Massachusetts, established in 1846. With $1.0B in total assets and 4 branch locations, it has a TFS Financial Health Grade of B- (80.5/100).

Capital & Safety

Tier 1 Capital Ratio
20.46%(8%)
Total Capital Ratio
27.98%(10%)
Non-Performing Loan Ratio
0.54%

Profitability

Return on Assets (ROA)
1.09%(1%)
Return on Equity (ROE)
5.46%(10%)
Net Interest Margin
2.46%
Efficiency Ratio
65.24%(60%)

Lending & Liquidity

Total Loans
$726.2M
Loan-to-Deposit Ratio
92.00%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+4.71%
Deposit Growth (YoY)
+3.69%
Net Income
$11.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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