Rollstone Bank & Trust

BankFitchburg, Massachusetts
http://www.rollstonebank.com

Total Assets

$847.5M

Total Deposits

$686.0M

Branches

8

Established

1846

TFS Health Grade

$
D

63.0 / 100

Below average financial health

How we grade

Rollstone Bank & Trust is a bank headquartered in Fitchburg, Massachusetts, established in 1846. With $847.5M in total assets and 8 branch locations, it has a TFS Financial Health Grade of D (63.0/100).

Capital & Safety

Tier 1 Capital Ratio
9.42%(8%)
Total Capital Ratio
13.81%(10%)
Non-Performing Loan Ratio
0.06%

Profitability

Return on Assets (ROA)
-0.59%(1%)
Return on Equity (ROE)
-7.62%(10%)
Net Interest Margin
1.63%
Efficiency Ratio
156.82%(60%)

Lending & Liquidity

Total Loans
$602.0M
Loan-to-Deposit Ratio
86.97%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
-7.10%
Deposit Growth (YoY)
-0.93%
Net Income
$-5,334,000

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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