Bank of Zachary

BankZachary, Louisiana
www.bankofzachary.com

Total Assets

$411.2M

Total Deposits

$357.8M

Branches

5

Established

1904

TFS Health Grade

$
C+

79.6 / 100

Average financial health

How we grade

Bank of Zachary is a bank headquartered in Zachary, Louisiana, established in 1904. With $411.2M in total assets and 5 branch locations, it has a TFS Financial Health Grade of C+ (79.6/100).

Capital & Safety

Tier 1 Capital Ratio
11.97%(8%)
Total Capital Ratio
19.96%(10%)
Non-Performing Loan Ratio
0.30%

Profitability

Return on Assets (ROA)
0.88%(1%)
Return on Equity (ROE)
9.72%(10%)
Net Interest Margin
4.05%
Efficiency Ratio
73.91%(60%)

Lending & Liquidity

Total Loans
$289.7M
Loan-to-Deposit Ratio
80.19%
Net Charge-Off Ratio
-0.01%

Growth

Asset Growth (YoY)
+4.34%
Deposit Growth (YoY)
-0.11%
Net Income
$3.6M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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