Citizens Bank & Trust Company of Vivian, Louisiana

BankVivian, Louisiana
www.cbtofvivian.com

Total Assets

$159.0M

Total Deposits

$142.5M

Branches

7

Established

1967

TFS Health Grade

$
F

43.0 / 100

Poor financial health

How we grade

Citizens Bank & Trust Company of Vivian, Louisiana is a bank headquartered in Vivian, Louisiana, established in 1967. With $159.0M in total assets and 7 branch locations, it has a TFS Financial Health Grade of F (43.0/100).

Capital & Safety

Tier 1 Capital Ratio
10.03%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.53%

Profitability

Return on Assets (ROA)
-1.14%(1%)
Return on Equity (ROE)
-18.55%(10%)
Net Interest Margin
3.39%
Efficiency Ratio
98.26%(60%)

Lending & Liquidity

Total Loans
$70.7M
Loan-to-Deposit Ratio
49.25%
Net Charge-Off Ratio
2.83%

Growth

Asset Growth (YoY)
+1.33%
Deposit Growth (YoY)
+0.79%
Net Income
$-1,790,000

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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