Delta Bank

BankVidalia, Louisiana
www.deltabk.com

Total Assets

$601.6M

Total Deposits

$539.3M

Branches

7

Established

1986

TFS Health Grade

$
D+

68.3 / 100

Below average financial health

How we grade

Delta Bank is a bank headquartered in Vidalia, Louisiana, established in 1986. With $601.6M in total assets and 7 branch locations, it has a TFS Financial Health Grade of D+ (68.3/100).

Capital & Safety

Tier 1 Capital Ratio
10.09%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
2.33%

Profitability

Return on Assets (ROA)
1.87%(1%)
Return on Equity (ROE)
19.04%(10%)
Net Interest Margin
4.10%
Efficiency Ratio
54.87%(60%)

Lending & Liquidity

Total Loans
$433.6M
Loan-to-Deposit Ratio
79.78%
Net Charge-Off Ratio
0.19%

Growth

Asset Growth (YoY)
+7.05%
Deposit Growth (YoY)
+10.53%
Net Income
$11.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Other banks in Louisiana