What is First American Bank and Trust's financial health grade?

First American Bank and Trust has a TFS Financial Health Grade of C+ (score: 78.1/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does First American Bank and Trust have?

First American Bank and Trust has 25 branch locations across the United States.

Is First American Bank and Trust FDIC insured?

Yes, First American Bank and Trust is FDIC insured (Certificate #8149).

What are the total assets of First American Bank and Trust?

First American Bank and Trust has total assets of $1.4B as reported in its most recent FDIC filing.

First American Bank and Trust

BankVacherie, Louisiana

www.fabt.com

Total Assets

$1.4B

Total Deposits

$1.2B

Branches

Established

1910

TFS Health Grade

C+

78.1 / 100

Average financial health

How we grade

First American Bank and Trust is a bank headquartered in Vacherie, Louisiana, established in 1910. With $1.4B in total assets and 25 branch locations, it has a TFS Financial Health Grade of C+ (78.1/100).

Capital & Safety

Tier 1 Capital Ratio

14.06%(8%)

Total Capital Ratio

26.57%(10%)

Non-Performing Loan Ratio

0.89%

Profitability

Return on Assets (ROA)

1.15%(1%)

Return on Equity (ROE)

10.66%(10%)

Net Interest Margin

3.74%

Efficiency Ratio

65.20%(60%)

Lending & Liquidity

Total Loans

$848.2M

Loan-to-Deposit Ratio

69.85%

Net Charge-Off Ratio

0.07%

Growth

Asset Growth (YoY)

-0.47%

Deposit Growth (YoY)

-2.63%

Net Income

$15.6M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
First American Bank and TrustHQ	2785 Highway 20	Vacherie	LA	11
First American Bank and Trust	5412 Jones Creek Rd	Baton Rouge	LA	11
First American Bank and Trust	13355 Highway 90	Boutte	LA	11
First American Bank and Trust	17228 Highway 90	Des Allemands	LA	11
First American Bank and Trust	200 Marchand Dr	Donaldsonville	LA	11
First American Bank and Trust	13039 Highway 73	Geismar	LA	11
First American Bank and Trust	404 N Burnside Ave	Gonzales	LA	11
First American Bank and Trust	190 N Airline Ave	Gramercy	LA	11
First American Bank and Trust	1800 Sw Railroad Ave	Hammond	LA	11
First American Bank and Trust	1701 Manhattan Blvd	Harvey	LA	11
First American Bank and Trust	1249 Saint Charles St	Houma	LA	11
First American Bank and Trust	3145 Williams Blvd	Kenner	LA	11
First American Bank and Trust	124 Belle Terre Blvd	Laplace	LA	11
First American Bank and Trust	13919 River Rd	Luling	LA	11
First American Bank and Trust	2161 Highway 3125	Lutcher	LA	11
First American Bank and Trust	4360 Highway 22	Mandeville	LA	11
First American Bank and Trust	1800 Veterans Memorial Blvd	Metairie	LA	11
First American Bank and Trust	3620 Veterans Memorial Blvd	Metairie	LA	11
First American Bank and Trust	4741 Louisiana Highway 1	Napoleonville	LA	11
First American Bank and Trust	941 1st St	Norco	LA	11
First American Bank and Trust	3420 Highway 70 S	Pierre Part	LA	11
First American Bank and Trust	11 James Blvd	St. Rose	LA	11
First American Bank and Trust	406 N Canal Blvd	Thibodaux	LA	11
First American Bank and Trust	1116 Audubon Ave	Thibodaux	LA	11
First American Bank and Trust	19942 Highway 643	Vacherie	LA	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.