Simmesport State Bank

BankSimmesport, Louisiana
www.simmesportstatebank.net

Total Assets

$200.0M

Total Deposits

$175.9M

Branches

2

Established

1956

TFS Health Grade

$
F

48.7 / 100

Poor financial health

How we grade

Simmesport State Bank is a bank headquartered in Simmesport, Louisiana, established in 1956. With $200.0M in total assets and 2 branch locations, it has a TFS Financial Health Grade of F (48.7/100).

Capital & Safety

Tier 1 Capital Ratio
11.13%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
3.99%

Profitability

Return on Assets (ROA)
0.30%(1%)
Return on Equity (ROE)
2.81%(10%)
Net Interest Margin
4.14%
Efficiency Ratio
66.45%(60%)

Lending & Liquidity

Total Loans
$162.4M
Loan-to-Deposit Ratio
90.83%
Net Charge-Off Ratio
0.91%

Growth

Asset Growth (YoY)
-11.18%
Deposit Growth (YoY)
-6.34%
Net Income
$651.0K

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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