What is Century Next Bank's financial health grade?

Century Next Bank has a TFS Financial Health Grade of C- (score: 72.2/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Century Next Bank have?

Century Next Bank has 7 branch locations across the United States.

Is Century Next Bank FDIC insured?

Yes, Century Next Bank is FDIC insured (Certificate #29700).

What are the total assets of Century Next Bank?

Century Next Bank has total assets of $876.5M as reported in its most recent FDIC filing.

Century Next Bank

BankRuston, Louisiana

www.cnext.bank

Total Assets

$876.5M

Total Deposits

$760.9M

Branches

Established

1905

TFS Health Grade

C-

72.2 / 100

Average financial health

How we grade

Century Next Bank is a bank headquartered in Ruston, Louisiana, established in 1905. With $876.5M in total assets and 7 branch locations, it has a TFS Financial Health Grade of C- (72.2/100).

Capital & Safety

Tier 1 Capital Ratio

11.36%(8%)

Total Capital Ratio

0.00%(10%)

Non-Performing Loan Ratio

0.23%

Profitability

Return on Assets (ROA)

1.78%(1%)

Return on Equity (ROE)

16.27%(10%)

Net Interest Margin

4.59%

Efficiency Ratio

51.60%(60%)

Lending & Liquidity

Total Loans

$651.8M

Loan-to-Deposit Ratio

84.75%

Net Charge-Off Ratio

0.03%

Growth

Asset Growth (YoY)

+0.87%

Deposit Growth (YoY)

-1.48%

Net Income

$15.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Century Next BankHQ	505 N Vienna St	Ruston	LA	11
Century Next Bank	210 Main Street	Crossett	AR	11
Century Next Bank	1218 Highway 133 N	Crossett	AR	11
Century Next Bank	603 N Main St	Hamburg	AR	11
Century Next Bank	2450 Tower Dr	Monroe	LA	11
Century Next Bank	2109 Farmerville Hwy	Ruston	LA	11
Century Next Bank	1701 N 7th St	West Monroe	LA	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.